Business funding · All 50 states
Safeline Capital arranges $5,000 to $5,000,000 for small businesses through a network of lending partners. Apply in minutes, see your options within 24 hours, and draw funds in as little as 24–48 hours.
Soft credit pull only · No fee to apply · No obligation
Products
Tell us about the business once. Your advisor matches the file to the right products below and comes back with real offers — amounts, costs, and schedules in writing.
Revenue-based funding that follows your sales. Repayment flexes with what the business actually brings in, so a slow week doesn't become a crisis. Built for owners who need capital this week, not this quarter.
Check my funding optionsA fixed amount on a fixed schedule. The right shape for expansions, buyouts, and projects with a known price tag.
See if I qualifyDraw what you need, repay, draw again. You pay only on what you actually use — a standing reserve for the unexpected.
See if I qualify7(a) and 504 programs carry the longest terms and lowest payments available to small businesses. The paperwork is real; we carry most of it.
See if I qualifyThe equipment itself secures the financing, so approval leans on the asset — trucks, machines, kitchens, and medical hardware included.
See if I qualifyRevolving credit lines sized to the business rather than the owner — for everyday spend and short-term float.
See if I qualifyThat's the advisor's job, not yours. Submit one application and we'll route it to the products your numbers actually support — with the trade-offs of each spelled out in plain terms.
Ask an advisorHow it works
One line runs through the whole process: you, your advisor, your offers, your funds. No hand-offs to a call center, no re-explaining your business.
One short form and a soft credit pull. Have your last three or four bank statements nearby — that's the whole checklist.
A real person reviews the file the same day and asks the questions underwriters will ask — before underwriters ask them.
Matched lending partners return terms within 24 hours. Amounts, costs, and schedules sit side by side, in writing.
Accept the offer that fits. Working capital typically wires in 24–48 hours; every product follows its stated timeline.
Why Safeline
Lenders sell their own product. A broker compares all of them. That difference is the entire reason Safeline exists.
Your file goes to the partners whose criteria it fits, and their terms come back side by side. You pick; nobody pressures.
Every amount, rate, and schedule appears in writing inside the offer. If a product is wrong for you, your advisor says so and shows the nearest path to one that isn't.
Approvals in as little as 24 hours because the file arrives at underwriting complete — not because corners were cut on your behalf.
Industries
Every trade has its own cash-flow shape. Your advisor has seen yours before.
Bridge draw schedules — cover crews and materials between payments.
Equipment and payroll while insurance reimbursements catch up.
Renovations, second locations, and inventory ahead of the season.
Stock up before peak season; pay it down as it sells through.
Trucks, trailers, fuel, and the gap while invoices settle.
Machinery, raw materials, and large-order fulfillment.
Hiring, software, and steady cash flow between client invoices.
Inventory buys and ad spend timed to your sales curve.
FAQ
No. The application runs a soft credit pull, which other lenders never see and which leaves your score exactly where it was. If you later accept a specific offer, a few products require a full review — your advisor tells you precisely when that would happen, and you decide whether to go ahead.
Approvals come back in as little as 24 hours. Once you accept, working capital typically lands in 24–48 hours, lines of credit in 1–3 days, term loans in 3–7 days, equipment financing in 2–5 days, and SBA loans in 2–6 weeks.
Most of our lending partners look for at least three months in business and around $10,000 in monthly revenue. Requirements climb with the product — SBA loans and larger term loans expect more history and documentation — and your advisor will tell you where you stand before you commit to anything.
For working capital and credit lines: the short application plus your last three or four business bank statements. Term loans, equipment financing, and SBA loans add financial statements and recent business tax returns.
No. Safeline Capital is a broker. We arrange financing through a network of third-party funding partners — which is why a single application can return several competing offers instead of one take-it-or-leave-it term sheet.
Nothing. Applying is free, speaking with an advisor is free, and there is no obligation to accept any offer we present. Every cost appears in writing inside the offer itself, before you sign.
Five minutes to apply. A soft pull. An advisor who answers the phone.